Welcome to the Colorado Home Mortgages, Inc. rates page. Complete an online application today.  Rates are often lower than posted.  Please contact a representative today for a specialized quote and our best pricing options!  

Current posted rates are in effect as of 02/23/2018 9:50:51 AM Central Time.
Rates and programs are subject to change without notice.  Conforming Fixed Rate loan pricing is owner occupied purchase transaction with a purchase price of $350,000 using a 20% down payment, loan amount of $280,000, debt ratio not to exceed 45% and credit scores of 740.  D
own payment minimum in FHA loan pricing is 3.5% on a $350,000 purchase price, debt ratio not to exceed 55% and credit scores of 680.  Payments include mortgage insurance premiums payable monthly and upfront premium paid in cash.  Down payment minimum for VA loan pricing is 0% with Funding Fee paid in cash.  ARM programs APR is subject to increase or decrease and Caps expected are 5/2/5.  Contact Colorado Home Mortgages, Inc. for specific program product descriptions.  POINTS reflected INCLUDE Origination Points, if applicable.  Additional programs and pricing options are available.  Please call for more information and a personalized, no obligation quote in just minutes. 
 

30 Year Fixed Conforming
RatePointsAPRLock Days
4.250%1.125%4.400%30
4.375%0.625%4.482%30
4.500%0.000%4.554%30
4.625%-0.375%4.647%30
4.750%-1.000%4.718%30
4.875%-1.375%4.811%30
5.000%-2.000%4.881%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
4.000%1.250%4.219%30
4.125%0.875%4.301%30
4.250%0.000%4.324%30
4.375%-0.375%4.405%30
4.500%-1.000%4.457%30
4.625%-1.375%4.538%30
4.750%-1.750%4.619%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
3.750%0.750%3.954%30
3.875%0.250%4.005%30
4.000%-0.125%4.075%30
4.125%-0.625%4.126%30
4.250%-1.000%4.195%30
4.375%-1.500%4.246%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


VA 30 Year Fixed 1st-time Use
RatePointsAPRLock Days
4.000%0.375%4.248%30
4.250%-0.625%4.415%30
4.500%-1.625%4.580%30
5.000%-2.875%5.000%30


FHA 30 Year Fixed
RatePointsAPRLock Days
3.750%1.125%5.236%30
4.000%0.000%5.380%30
4.250%-1.125%5.513%30
4.500%-2.000%5.669%30
5.000%-3.375%6.013%30


5/1 Conforming ARM (1-Year LIBOR Caps 2/2/6)
RatePointsAPRLock Days
3.750%1.000%4.442%30
4.250%0.000%4.495%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


7/1 Conforming ARM (1-year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.000%0.750%4.460%30
4.375%0.000%4.516%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


10/1 Conforming ARM (1-Year LIBOR Caps 5/2/5)
RatePointsAPRLock Days
4.000%0.750%4.387%30
4.250%-0.250%4.431%30
4.375%-0.625%4.411%30
The APR is calculated using a loan amount of $280,000 and these typical fees.


30 Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.375%0.750%4.460%30
4.500%0.250%4.543%30
4.625%-0.250%4.625%30
4.750%-0.500%4.728%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


5 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.125%0.000%4.331%30
4.250%-0.250%4.365%30
4.375%-0.500%4.400%30
The APR is calculated using a loan amount of $712,500 and these typical fees.


7 Year ARM Jumbo Product (1-Year LIBOR Caps 2/2/5)
RatePointsAPRLock Days
4.125%0.000%4.545%30
4.250%-0.500%4.593%30
The APR is calculated using a loan amount of $712,500 and these typical fees.